Working for four little frens, and then buying a house for myself. The new Qing'an housing loan seems to be a benevolent policy, but why have banks in Taiwan frequently refused to lend in the past year? This article provides a systematic strategy from the bank's perspective, allowing you to transform from a passive "borrower" into an active creator of your own financial brand, becoming a customer that banks find hard to refuse. (Previous summary: Mortgage money shortage worsens》Buying a 20 million property requires an annual income of at least 2 million, only then will banks be willing to provide 80%) (Background supplement: How does a monthly salary of 30k bear a mortgage of a million? Surprisingly, there is a 12% share in Taiwan! Ministry of the Interior: The financial tsunami has effectively cooled down the housing market.) Everyone understands the M-shaped society, and if you apply for Taiwan's current "New Qing'an", you will definitely understand the taste of it even more. The Taiwanese government has rolled out the red carpet, called "Youth Stability in Home Ownership", aiming to guide young people towards a stable future of home ownership. However, many confident applicants find themselves standing in front of the bank counter, discovering that they are stepping on a carpet that...

Bitcoin mining companies are showing strong growth in July 2025, highlighting that computing power expansion and energy optimization strategies have now become the profit-making abilities of mining companies. (Background: Mining company BTC Digital shifts to Ethereum: close all positions in BTC to buy ETH, betting on DeFi yields) (Supplementary background: The largest Bitcoin miner dreams of partnering with Tether and the South American agricultural company Adecoagro to implement renewable energy mining) July 2025

The circulation speed of Bitcoin has dropped to the lowest level in ten years, indicating a shift from its monetary use to a long-term asset. Institutional adoption is increasing, and open interest remains stable, reflecting strong confidence and value preservation strategies. The rise in off-chain activities and the decrease in circulation speed do not mean reduced usage; rather, it signifies an evolution in transaction methods, representing the maturity of Bitcoin.

Galaxy Digital is regarded as "the institution on Wall Street that understands cryptocurrencies the best" due to its outstanding performance between TradFi and the crypto market. Founder Mike Novogratz is known for his investment acumen and resilience, helping the company turn from losses to profits and strengthening institutional trust. Its Assets Under Management has reached $4.7 billion, demonstrating strong market confidence and support.

Legendary investor Jim Rogers recently warned that he has "completely cleared all American stocks," and the next American economic crisis will be the most severe he has encountered in his lifetime. (Background: Bridgewater's Dalio: The U.S. debt crisis is about to explode, and one should allocate 15% of assets to buy "gold and Bitcoin") (Context: Wall Street's unified warning: This time, the U.S. debt crisis is truly not a false alarm; if bloodletting does not occur, the consequences will be unimaginable.) Dubbed the "King of Commodities," legendary investor Jim Rogers recently made a shocking announcement at the "Global Chinese Wealth Management and Inheritance Summit" in Singapore, declaring that he has "completely cleared all American stocks" and warning: "The next American economic crisis will be the most severe I have encountered in my lifetime." The shadow of U.S. debt and "unusual prosperity" Rogers bluntly stated that the current U.S. stock market...

The chairman of Mega Financial Holding compares stablecoins to EasyCards, conveying the arrogance of traditional financial regulation in underestimating blockchain technology, and strategically blindsiding Taiwan from missing the next generation of financial infrastructure. This article reveals how this "cognitive warfare" is pushing Taiwan to the edge of the global digital economy. (Background: Bloomberg Opinion: Hong Kong taxis demonstrate a perfect case of "stablecoin in daily life") (Background Supplement: Deloitte Survey: 99% of corporate CFOs will adopt Crypto Assets in the long term, with stablecoins and Bitcoin receiving considerable attention.) The original letter was provided by Eric Jiang, who has served in Taiwan's public banks for over 15 years and is currently the regional head of blockchain and Compliance for a foreign bank. This article has been refined and translated by the editorial team of CoinNess, and does not represent the position of Blocktempo. When a financial holding chairman with trillions of dollars in assets refers to a market capitalization of over $260 billion and daily trading volume...

The United States announced a 20% trade tariff on Taiwan on the 1st, but the more impactful "Section 232" semiconductor tariffs have yet to be announced. On the other hand, have you ever thought about how much tariff Taiwan imposes on the United States? (Background: Taiwan's collective anxiety over semiconductor tariffs: What is the U.S. "Section 232"?) (Additional background: Taiwan’s 20% tariff has pushed the New Taiwan Dollar below 30, hitting a two-month low; next week the semiconductor tariff will be the real monster.) Last week, the U.S. officially announced a 20% "temporary" tariff on goods imported from Taiwan. Although the Lai government stated that negotiations are still ongoing, the rate, which is higher than those of Japan and South Korea, has caused significant shock in the industry and has left the tech sector anxiously awaiting the so-called semiconductor tax, the "Section 232," which has captured the hearts of all Taiwanese people. At this moment, you might wonder, since the U.S. has announced a 20% tariff on us, how much has Taiwan historically imposed on American imported goods?

Princeton University historian David A. Bell points out that while AI's instant answers save humans time in retrieving information and provide convenience, they may erode the most precious legacy nurtured by the Enlightenment, which is the spirit of independent thinking and rational questioning. (Background: The letter to the editor "Anthropic lawsuit unveils AI's veil: plundering in the name of social welfare, we should all be responsible for the knowledge desert for the next generation") (Supplementary background: Lawyer Lin Shang-lun's special article "AI defeats three lawyers? Don't get it wrong, this is the prologue of 'Lawyer 2.0'") Currently, with the rapid development and popularization of artificial intelligence (AI), whether it is coding, designing posters, or academic writing, more and more people are incorporating AI into their work and lives. Although many current jobs still require both AI and human input to complete, there are discussions about "AI will eventually..."