China's five-year loan market quoted interest rate as of July 21

People's Bank of China, China Foreign Exchange Trading Center announced the China's five-year loan market quoted interest rate as of July 21 on 2025-07-21. The reported figure stands at 3.5%, against a forecast of 3.50%, with the prior figure recorded as 3.50%.

Regarding the China's five-year loan market quoted interest rate as of July 21, The five-year Loan Prime Rate (LPR) in China is a rate published by the National Interbank Funding Center, authorized by the People's Bank of China, which reflects the lending rate level that commercial banks offer to their most creditworthy clients. This rate is calculated according to the formation mechanism of the Loan Prime Rate, mainly used to guide the pricing of loan interest rates, replacing the previous benchmark lending rate. The publication of the LPR aims to promote the market-oriented reform of the loan market, making loan interest rates more market-oriented, transparent, and more directly influenced by market supply and demand and interest rate fluctuations. .

This data holds an importance level of , calculated using The Loan Market Quote Rate (LPR) is quoted by each quoting bank based on the open market operation interest rate (mainly referring to the Medium-term Lending Facility rate) plus a spread, and is calculated by the National Interbank Funding Center, providing a pricing reference for bank loans, and updates Announced on the 20th of each month. The next release is set for 2025-08-20 09:15:00.

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