Celent Analyst Touts XRP and XLM Potentials at SWIFT SIBOS Conference

Crypto enthusiast SMQKE recently posted a video clip from the SWIFT SIBOS conference, featuring remarks by Alenka Grealish, Senior Analyst at Celent.

According to SMQKE, Grealish’s comments represent confirmation that XRP and Stellar Lumens (XLM) are poised to play a critical role in the future of the financial system.

Grealish begins by contrasting the current operations of banks with those of modern digital systems. She explains that while e-commerce and front-office trading systems operate continuously and with minimal latency, traditional banks still rely on batch processing methods.

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Messaging, clearing, and settlement processes are often decoupled and can take days to complete. According to her, this discrepancy between fast-moving digital markets and sluggish financial infrastructure is unsustainable.

As a result, she notes that financial institutions and consortia at SIBOS are actively exploring how blockchain-based technologies can make traditional banking systems align with the demands of the digital economy.

Emergence of the Internet of Value

In her second major point, Grealish describes how the concept of the “Internet of Value” is beginning to materialize. She used a framework that likens the adoption process of blockchain to a mechanical flywheel that initially requires significant energy to move but builds momentum over time.

Within this framework, the initial focus has been on feasibility. However, she asserts that the industry has now entered a phase where economic viability is being demonstrated through real-world use cases.

Grealish references specific applications that were highlighted during the SIBOS conference, including interbank payments, delivery versus payment arrangements, and various forms of cross-border transactions. She also draws attention to the social utility of blockchain-based remittance systems.

In that context, she explicitly names XRP, Stellar Lumens, and the stablecoin USDC as playing vital roles in enabling these emerging payment mechanisms. She characterizes these assets as integral to the ongoing development of the Internet of Value, a term that reflects the merging of financial services and decentralized digital technologies.

Legitimization of Cryptocurrencies as an Asset Class

Grealish’s third and final observation addresses the shifting perception of cryptocurrencies as legitimate investment instruments. She recalls how the original vision behind Bitcoin was to serve as a medium of exchange and enable a fully operational Internet of Value.

However, she notes that Bitcoin failed to fulfill this role due to its inefficiency in facilitating lawful, everyday transactions. Instead, the focus shifted to the underlying distributed ledger technology. Now, according to Grealish, Bitcoin is regaining significance, not as a currency, but as a leading example in a new digital asset class.

She adds that this shift is being accelerated by increasing interest from institutional investors. Whereas retail investors drove early momentum, she emphasizes that institutional involvement introduces more sophisticated forms of demand. This, she says, is leading to faster progress in areas such as decentralized finance.

Conclusion Drawn from the SIBOS Remarks

SMQKE’s tweet underscores Grealish’s mention of XRP and Stellar Lumens as important contributors to the transformation of financial systems. Her remarks provide evidence that within influential financial forums like SWIFT SIBOS, these assets are being recognized not just for their technological capabilities but also for their practical relevance in reshaping international payment processes.

SMQKE presents this as confirmation of long-held views in the digital asset community that XRP and XLM are essential elements in the shift toward a more efficient, blockchain-based financial future.

Disclaimer*: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.*